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Sahara Refund Without Aadhar Card
It is not possible to claim a refund from Sahara without an Aadhaar-seeded bank account. The Aadhaar seeding is mandatory to facilitate secure fund transfer to the genuine depositor’s bank account.

If you do not have an Aadhaar card, you can apply for one online or at a nearby Aadhaar Enrolment Centre. Once you have your Aadhaar card, you can link it to your bank account.
Here are the steps on how to link your Aadhaar card to your bank account:
- Visit your bank’s website or mobile app.
- Click on the “Link Aadhaar” option.
- Enter your Aadhaar number and bank account number.
- Enter the OTP that will be sent to your registered mobile number.
- Click on the “Link Aadhaar” button.
Once your Aadhaar card is linked to your bank account, you can then claim your refund from Sahara through the CRCS Sahara Refund Portal.
Here are the steps on how to claim a refund from Sahara through the CRCS Sahara Refund Portal:
- Go to the CRCS Sahara Refund Portal website.
- Click on the “Depositor Registration” button.
- Enter your 12-digit Membership Number, the last 4 digits of your Aadhaar number, and your Aadhaar-linked mobile number.
- Click on the “Submit” button.
- You will receive an OTP on your mobile phone. Enter the OTP in the verification field.
- Click on the “Verify” button.
- You will be able to see the status of your refund request.
The refund amount will be credited to your Aadhaar-seeded bank account within 45 days of the successful claim submission.
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